As I have said before, when I was BIG into reading financial savings blogs, frugality books/blogs, and so on, I would get so frustrated when I would click on one that looked so inspirational only to find out that NONE of it applied to me.

Some would suggest “get rid of your cable all together”– ok, that’s not gonna happen {for me}

Others would say “How to spend less than $25 dollars a week on groceries”- ok, we are NOT gonna eat THAT….

I say that to say– these may not apply to you. BUT, they may apply to some ONE and that’s the purpose.

On your journey towards financial freedom, cutting spending, saving more, or whatever your goal is, you HAVE to start somewhere. {You already know this} Here are some things WE have done that worked for US. Maybe one will inspire you! 🙂

  1. I chatted online with DISH. I told them I was considering leaving them unless they could lower my bill. Guess what? They lowered my bill for $30 bucks for 6 months! As Charlie Sheen would say “WINNING”. After that 6 months, I got BACK on chat and got 3 more months PLUS free HBO for a month. Worth a shot!
  2. Start clipping coupons! I did this for one year and my stock pile lasted us 3 years. Not lying. I never bought detergent, toothpaste or deo for 3 WHOLE YEARS! It was so nice. I’m at a point where I don’t have time for that… school and family keeps me too busy for that BUT it helped us out when we needed it most!
  3. Know what items sell for! I took a spiral notebook and half a day and went to Kroger, Walmart, and Harps and wrote down (before I left the house) the items that I buy EVERY. SINGLE. WEEK. I wanted to know if there truly was a big difference–not counting on the coupons or weekly specials, just plain and simple what items cost. This helped me with my grocery budget!
  4. I wasn’t afraid to ask. {This can be embarrassing if you don’t do it right} I called restaurants before we went to them and asked about specials. I looked online and social media to see if I could find coupons or freebies. I would ask the butcher at Kroger if he had any meat he was about to mark down. {I can’t tell you how many times this saved me TONS}. I called Entergy and asked if we were better off to do levelized billing or NOT. Bottom line– I wasn’t afraid to ask for a discount, for what days they have special pricing, for specials. I don’t have an amount written down but I assure you this saved us tons of money!
  5. I decided what I could do without. I should blog about this separately, but I have TERRIBLE feet. I mean the worst. Picture the worst–now double it! That’s my feet. In the summer I LOVE to get my toes done up pretty. But it gets expensive. I decided I could buy the tools and do it for myself in between pedicures. I don’t HAVE to have a pedicure every 3 weeks… I mean I WANT to, but I can’t if my goal is to be financially free of debt.
  6. Plan ahead. You know every evening your family wants food… and how every December a major holiday rolls around? Plan ahead. Plan your meals. Shop in your own pantry. Buy gift cards throughout the year so that when Christmas rolls around you either have gifts to give OR you have gift cards to go buy them with. Mothers day is EVERY single May. That’s not gonna change. Start thinking about that in January. PLAN. UGH. HEAD. {See what I did there?}
  7. Probably should have been #1 on the list, BUT… make a budget. I will go into MUCH MORE DETAIL tomorrow {I’ve been in class all night and my brain is fried} but you HAVE to do this or you will never create any traction. void

 

There are SO many more I would love to share with you! And I can’t WAIT to share with you. For now, this is a good start. 🙂 I hope…

Feel free to email me with questions. roxyrambles02@gmail.com

For now,

Roxy

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