In case you aren’t aware, I’m deathly afraid of birds. All birds. And no, I’ve never had some traumatic experience I just hate them. Disgusting creatures who I fear might want to eat my face if given the chance.

Anyway. That’s a post for another day

Last week I chatted with a friend over text. It was one of those ongoing all day fun kinda conversations. We covered pretty much every topic including finances/jobs/etc. I said the words “I’ve cut out everything I can but I am NOT getting rid of my car.” And there may have been a “Dave Ramsey can just deal with it” comment in there somewhere… but I can’t recall.

Well— two days after that conversation I was using some charts I created to try and determine some type of timeline on when we are going to be DEBT free and doing the scream on Dave Ramsey’s show! (And yes I FULLY intend to do that) I knew it would be a long road until we reach the end but I’ve been proud of us so far. I was looking at other ways to cut/slash and SAVE so we can make this snowball even bigger! I began to get this weird feeling in my stomach… was it– conviction?? I began to look at my car.

My beautiful, luxurious {sounds hysterical right? But they even say it in the commercial!} SUV and feel sick. It had to go. BUT I DON’T WANT IT TO GO AWAY!!!! It’s my dream car if that’s even such a thing. It rides good, drives good, has more bells and whistles than I know what to do with… {so many buttons that I always call 911 when I’m trying to turn the interior lights on. Finally I figured out how to feel the difference between the light and SOS button… and the cops are glad!} but it has to go.

Once I decided my car had to go I was ready to see it gone. Due to the price of my car and the fact it was so new I knew I would be somewhat upside down. I’ve had it less than a year so it was inevitable. I began looking online for a more reasonable car and test drive a few. I crunched some numbers and knew that for it work (and serve the purpose of going down in debt/payment) it had to be a significant change. I didn’t want to go through all the headache of changing vehicles to save $50 bucks. I saved a LOT of money by making phone calls to companies but this was going to take time and I hate spending hours at a dealership.

Anyway- called a friend in the business and explained my end goal and gave him my list of requirements(which surprisingly was VERY little)

I wrote the first half of the post from the dealership. And now, I’m home with my new Nissan Altima down below me in the garage. I told my husband “I like it. It has 2 bells and 1 whistle!” Gotta laugh at myself.

I’m growing. I’m finding comfort in simplicity and am completely satisfied/content/ and even joyful with my new purchase. My insurance lady just emailed me and I saved a good bit on my insurance. Apparently it’s cheaper to insure less bells and 1 whistle 🙂

Here’s to saving more money! Thanks for reading. It keeps me accountable and provides encouragement!

For now,

Cara Roxanne

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