Now that Citi and I broke up (best decision ever 😂😂) we have moved on to the next one… my bonus sons student loan.

My husband did a Parent Plus loan which is so stupid! The interest is so high and the options for refinancing are virtually zero. So– here goes!

The goal is to have this knocked out my November! It’s a super aggressive goal but we’ve done this type thing before.

The plan of action:

*Monthly payments are automatic on the 2nd for $111.

*Pay an additional $400 every Friday.

=$1711 paid each month.

But I know what you’re thinking… that won’t get it knocked out that quick.

So here comes the “fun” part. And actually it is kinda fun! It becomes like our focus and motivation! Every extra dime goes to this loan. I’m on call? Goes to the loan. Husband gets a bonus? Goes to the loan. Spend $50 bucks less on groceries? Goes to the loan… you get the picture.

With gazelles like intensity and a hatred for our debt we go forth! 💪🏻👏

It becomes difficult to stay motivated. (Written about that too many times to count) I’d much rather be throwing that much money towards a trip to Europe buutttt— not yet. But one day! 🙌🏼❤️

How do you stay motivated? I’d love to hear from you! For more inspiration and updates follow my Instagram page @moneyonmymind02

Thanks for reading!

For now,

Cara Roxanne

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