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spending hiatus

Cheap pants make me happy

I have done SO well!!! Especially back at work in a place where there are a million things to buy, I am consantly hearing of “markdowns” and “things going on sale”. I have done AMAZINGLY well… considering.

Here is a list of what I have bought: (and to refresh, I made a disclaimer that my not buying anything rule would change if I went back to work…which I did)

2 pairs of shoes for work

2 pairs of pants for work

Crock pot

THAT IS IT!!! Now here’s the deal i’m mad about (which my husband says I need to get over) is that I didn’t put crockpot down on my list. And I SHOULD have because I have known mine was super small and that I needed a new one for SO long now. But once I went back to work I began using my crockpot a lot more. And it didn’t take long to realize that it wasn’t big enough. Like for example, if we had a roast in the crockpot, I had to cut the roast in half to get it to fit. Half a roast was usually plenty, but sometimes it wasn’t. So anyway, I spent $19.97 on a new crockpot that is much bigger. DANGIT!

pants

Let me tell you the story about my pants (this should almost be a separate post)…I had gone into Old Navy to buy some pants for work. I KNEW I would need to new pants if I took this job. Anyway, I tried on several pairs and narrowed it down and tried to picture what tops I would wear, etc (frugal) and finally decided on 2 pairs. One was on sale for $24.97 (which made me wanna croak because that is STUPID high for pants in my opinion) and the other was on sale for $19.97. He rang up the first pair and then the 2nd pair. My total was $27 bucks. I told him that wasn’t right. He double checked. Happened again. My 2nd pair was ringing up for .97 CENTS! {freak out-woohoo}. He called a manager because I wouldn’t let it go. I felt like I was stealing because there was NO way those pants were less than $1.00. She came and rung up them up and recognized a special letter at the end of the UPC. They were {the word has left me} essentially TRIAL PANTS. In a huge shipment that makes its way to Old Navy, a few items in there are a little different. IF they sell and do well then the store will get more like them, and if not, no harm no foul, and the person that buys them pays like next to nothing for them. She said these pants had a tiny difference in them than the other 300 I could have tried on.

HOLY COW! Thank you Lord!!! I was so stinkin’ happy. I got my pants, and literally did NOT break the bank. Frugal stories make me smile.

But, every Monday I now go to work. I used to use that as a cleaning/blogging/homework day. And now I can ACTUALLY say I am not too happy about having to wear pants. But I am happy they were so cheap.

Anyway, that is how it’s going. I’m working hard, trying to be smart with money, and saving all my earnings for vacation. Woot! How are YOU? What kind of progress are you making? Let me hear from you!

For now,

Roxy

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I am on a BREAK!

Ya’ll this stinks!

I am on a spending break until July 1st. And guess WHO of all people demanded I do this?????????

ME!

I read a book called “The Year Without a Purchase” (you can read about that here.) and it got me to doing some thinking. Obviously the book was a TAD extreme (or it wouldn’t have made it into a book), but the premise was quite simple. I take that back. The premise was EXTREME but the PURPOSE was simple: Cut down on consumerism. I would read a chapter, then take notes, and then express my thoughts and give a play-by play of that chapter to my husband. We both agreed it was a bit much but I love financial books {Takes all kinds… don’t judge} and was curious about it.

While the hubs and I were talking we both came to the same conclusion that we didn’t really NEED anything. We went through a list of what we expected this year to look and what we would need for it. Last year we bought a new tv, new luggage, tons of clothes, new coffee pot–the list goes on for ages. But all of this rambling between us made ME realize that I really don’t NEED anything. {My wants though–awww… my wants}.

I vowed to go on a spending hiatus for 30 days without telling a soul. I mean I could have blogged about it right then but I wanted to see if I could actually do it before I put it out there. It’s February 2nd now, and I haven’t bought a thing that wasn’t on my list.

Here’s my spectacular list of things I can buy:

anything consumable (food, drinks, cleaning products, TP, paper towels… you get the idea)

contacts (I can’t see  how much money I am saving if I cannot see)

School supplies (that’s a given–i’m in school)

Gifts (for others… not for me)

This was supposed to be 30 days, and I MADE it. And not only did I make it, but I can see a difference in ME. {and my wallet}

First of all, I feel a difference because I am proud of myself. I know it may seem dumb, but as the girl who has free time so I stroll through the mall and can ALWAYS find a bargain, this is huge for me. My spending is by no means out of control. I buy everything on sale,  I stop and think (sometimes for days) about nearly every purchase, and I look for THE BEST deal. But at the end of the day, 99% of the time I am buying things that I DO. NOT.NEED! I have more clothes than can fit in my closet. I have more shoes than can fit on the shelves. I have more purses than the man selling them out of his trunk in NYC. I NEED nothing. But I GET consumed thinking that I do.  Whether it is because it’s super cute, or because a friend has one, or out of boredom, I am the QUEEN of convincing myself I need something that I don’t.

Second of all, my focus IS shifting. I used to hop on Instagram and spend way too much time looking at the boutiques I follow and oohing and awwing over their new merchandise. I still see it, and sometimes I click on it to see it better, but clothes (purses, jewelry, etc) are not impressing me like they used to. And this is only after 30 days! Woot!

This isn’t for everyone and I get that. We have more disposable income than we have had in our 7 years together. {Praise the Lord for turning our situation around} This isn’t about saving money (while it DOES save money if you don’t spend it-duh), this is about me not being consumed by things which I do not need.

You may think i’m crazy and I’m okay with that. I think my husband kind of does too. He thinks this is silly and that when i’m bored it’s totally fine for me to walk around TJMAXX…and he’s right. It IS fine. But for me right now I am trying to gain a new perspective and look at things differently. I’ve never really said NO to much that I wanted to buy. I rarely talk myself out of something– if it is within reason, and the purchase will not effect our ability to survive, then I buy it. I want to change that.

Here’s to positive change!

For now,

Roxy

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